2. Pay More Than Once a Month
Wavering means saving more money. And, saving more money means faster debt payment. The money you save each month – use it to pay off the debt even though you already paid that month.
However, if you pay only the monthly minimum, it will take much more time to pay it off. When paying more each month, not only you will pay the debt faster, but you will also pay less in interest overall. To help you understand how this affects your account, your card company is obligated to show it on your statement. Also, this may make it easier to track how much you owe.