4. Find a Side-Job

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If your income is not enough to support bigger payments each month and you do not want to consolidate, your only option left is to find a side job. While it is the fourth step on our list, it really doesn’t make it less important. Side jobs and thus, side cash, are perfect ways to pay the debt faster. Unfortunately, not all people are in a position to have a side job.

However, if you are tight with time, you can also search for online easy side-cash jobs or do some freelancing. Certain jobs, like testing websites and applications, can bring you side money. Of you don’t have a lot of time, these jobs are great for you. Others, like freelancing, can take your time but are usually paid more. However, the more money you have, the faster you will pay off the debt. 

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