1. Set up Your Retirement Financial Goals

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The first thing you need to do is to set up everything you need according to your retirement financial goals. You have to decide what you want to accomplish in retirement before you can begin calculating numbers in order to figure out how to retire early. This is how you determine your budget. 

Have a couple of questions in mind. What do you want to do in your retirement? Do you want to have a savings account for your grandkids? Or maybe you want to buy a new house in the village? Do you want to travel the world with your spouse? 

These questions will set up your goals and thus determine how much you need to save for retirement. 

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