2. Cut Some Costs

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You know better what expenditure reductions you need to make now that you know how much money you’ll bring home and how much money you’ll save on work-related expenses. Now that you have a list of all your monthly costs on paper mark any you can do without, and then start making cuts. 

Depending on your situation, this might include anything from canceling cable and gym subscriptions to selling a second car or moving into a more affordable rental place. Don’t put off starting these processes because they can take several months.

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