7. Cut Back on your Electricity Costs

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You can reduce your annual electricity costs by hundreds of dollars by making smaller adjustments to your energy consumption. If you see any gaps in your insulation, think about sealing them up. Install smart power strips, replace your old appliances with new, energy-efficient models, and get a smart thermostat. 

Even though this might require some smaller investments like buying energy-saving bulbs, this will save you a lot of money in the long run. Over time, even small monthly reductions in your power use can result in significant savings.

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